.brand{width:186px;height:58px;justify-content:flex-start}.brand img{display:block;width:170px;height:58px;object-fit:contain}.brand:has(.brand-mark)>span{display:none}.brand:has(.brand-mark){background:url('/public/valoancenter-logo.png') left center/contain no-repeat}.brand.light{background-color:white;border-radius:8px;padding:4px}.page-hero{background:linear-gradient(120deg,var(--navy),#154764);color:white;padding:82px max(28px,calc((100vw - 1184px)/2));display:grid;grid-template-columns:1.2fr .8fr;gap:80px;align-items:center;min-height:540px}.page-hero.compact{min-height:390px;grid-template-columns:minmax(0,780px)}.page-hero h1{font:800 clamp(42px,5vw,67px)/1.04 "Libre Franklin";letter-spacing:-.045em;margin:0 0 24px}.page-hero>div>p:not(.eyebrow){font-size:19px;color:#d5e0e8;line-height:1.65}.benefit-card{background:var(--paper);color:var(--ink);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow)}.benefit-card>span{display:grid;place-items:center;width:54px;height:54px;border:1px solid var(--gold);border-radius:50%;font-weight:800}.benefit-card h2{font:700 25px "Libre Franklin"}.benefit-card div{border-top:1px solid var(--line);padding:17px 0}.benefit-card strong,.benefit-card small{display:block}.benefit-card small{color:var(--muted);margin-top:4px}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:90px}.two-col h2,.process h2,.faq-block h2,.cta-band h2,.resource-layout h2,.section>h2{font:700 clamp(31px,4vw,48px)/1.13 "Libre Franklin";letter-spacing:-.035em;margin:0}.large-copy{font-size:20px;line-height:1.75;color:#405262}.arrow-link{font-weight:700;border-bottom:1px solid var(--gold)}.process{background:var(--cream)}.steps{display:grid;grid-template-columns:repeat(4,1fr);margin-top:52px;border-top:1px solid #ccd2d5}.steps>div{padding:30px 25px 0 0}.steps span{color:var(--gold);font-weight:800}.steps h3{font:700 19px "Libre Franklin";margin-top:35px}.steps p,.three-col p{color:var(--muted);line-height:1.65}.faq-block{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px}.accordions details{border-top:1px solid var(--line);padding:20px 0}.accordions summary{font:600 18px "Libre Franklin";list-style:none;display:flex;justify-content:space-between;cursor:pointer}.accordions summary span{color:var(--gold);font-size:26px}.accordions details p{color:var(--muted);line-height:1.7}.cta-band{max-width:1184px;margin:20px auto 100px;background:var(--navy);color:white;border-radius:var(--radius);padding:58px;display:flex;align-items:center;justify-content:space-between;gap:50px}.cta-band p{color:#c2d0d9}.calc-layout{display:grid;grid-template-columns:1.1fr .9fr;gap:30px;align-items:start}.calc-panel,.result-card,.lead-card{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:36px;box-shadow:0 16px 40px rgba(10,31,49,.07)}label{display:grid;gap:8px;font-size:13px;font-weight:700;color:#405160;margin:18px 0}.calc-panel label>span{display:flex;align-items:center;border:1px solid var(--line);border-radius:8px;padding-left:12px}.calc-panel input:not([type=range]),.calc-panel select,.lead-card input:not([type=radio]):not([type=checkbox]),.lead-card select{width:100%;border:1px solid var(--line);border-radius:8px;padding:13px;font:inherit;background:white}.calc-panel label>span input{border:0!important}.calc-panel input[type=range]{width:100%;accent-color:var(--gold)}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}.result-card{background:var(--navy);color:white;position:sticky;top:110px}.result-card>strong{font:800 56px "Libre Franklin";display:block;margin:10px 0 30px}.result-card #breakdown div{display:flex;justify-content:space-between;padding:13px 0;border-top:1px solid rgba(255,255,255,.15)}.result-card small{display:block;color:#aabac5;line-height:1.6;margin:22px 0}.result-card .btn{width:100%}.three-col{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;margin-top:40px}.resource-layout{display:grid;grid-template-columns:280px 1fr;gap:80px}.resource-layout aside a{display:block;padding:13px 0;border-bottom:1px solid var(--line)}.search{margin-top:35px;display:flex;background:white;color:var(--ink);max-width:560px;border-radius:10px;padding:0 18px}.search input{border:0;background:transparent;padding:17px;width:100%}.quote-page{background:var(--cream)}.quote-page>section{max-width:1120px;margin:auto;min-height:760px;padding:80px 28px;display:grid;grid-template-columns:.85fr 1.15fr;gap:80px}.quote-intro h1{font:800 clamp(42px,5vw,64px)/1.06 "Libre Franklin"}.form-progress{height:5px;background:#e7e9e9}.form-progress span{display:block;background:var(--gold);height:100%;width:33%}fieldset{border:0;padding:0}legend{font:700 27px "Libre Franklin"}.option{display:flex;align-items:center;gap:14px;border:1px solid var(--line);padding:16px;border-radius:11px}.option:has(input:checked){border-color:var(--gold);background:#fffaf0}.option strong,.option small{display:block}.option small{color:var(--muted)}.consent{grid-template-columns:auto 1fr;font-size:11px}.form-actions{display:flex;justify-content:space-between}.form-actions #next{margin-left:auto}.form-note{font-size:10px;color:var(--muted)}.success-icon{display:grid;place-items:center;background:var(--green);color:white;width:56px;height:56px;border-radius:50%}.legal{max-width:850px;font-size:18px;line-height:1.8}footer{background:#081b2d;color:#c7d1d9;padding:70px max(28px,calc((100vw - 1184px)/2)) 28px}.footer-top{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:55px}.footer-top h4{color:white}.footer-top>div>a:not(.brand){display:block;margin:13px 0}.socials{display:flex;gap:10px}.socials a{display:grid;place-items:center;width:38px;height:38px;border:1px solid #607180;border-radius:50%}.disclosure{border-top:1px solid #344958;margin-top:55px;padding-top:24px;font-size:11px;color:#94a6b2}.disclosure>div{display:flex;gap:20px;flex-wrap:wrap}
@media(max-width:900px){.page-hero,.two-col,.faq-block,.calc-layout,.quote-page>section{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.result-card{position:static}.resource-layout{grid-template-columns:1fr}.resource-layout aside{display:none}.footer-top{grid-template-columns:1fr 1fr}.cta-band{margin:20px}}
.story-section{max-width:1184px;margin:0 auto 110px;display:grid;grid-template-columns:1.1fr .9fr;background:var(--cream);border-radius:var(--radius);overflow:hidden}.story-section img{width:100%;height:100%;min-height:430px;object-fit:cover}.story-section>div{padding:54px;align-self:center}.story-section h2{font:700 clamp(32px,4vw,48px)/1.12 "Libre Franklin";letter-spacing:-.04em}.story-section p:not(.eyebrow){color:var(--muted);line-height:1.7;font-size:18px}.story-section .btn{margin-top:16px}
@media(max-width:900px){.story-section{grid-template-columns:1fr;margin:0 20px 80px}.story-section img{min-height:300px}}
@media(max-width:700px){.brand{width:145px}.site-header nav.open{position:absolute;display:grid;top:68px;left:0;right:0;background:white;padding:22px}.page-hero{padding:60px 20px;min-height:auto}.steps,.three-col,.footer-top{grid-template-columns:1fr}.cta-band{padding:38px 24px;display:block}.field-row{grid-template-columns:1fr}.quote-page>section{padding:55px 20px}.calc-panel,.result-card,.lead-card{padding:23px}}

/* VALoanCenter patriotic brand system */
:root{--navy:#101f5c;--navy2:#294f91;--cream:#f3f6fb;--paper:#fff;--gold:#f05243;--ink:#101d43;--muted:#59677b;--line:#d8e0ec;--green:#2c6c57;--shadow:0 22px 60px rgba(16,31,92,.16)}
.notice{background:#091641;color:#fff;border-bottom:3px solid #ef4e42;font-weight:600}.site-header{height:88px;border-bottom:1px solid #cbd6e5;background:rgba(255,255,255,.98)}.site-header:after{content:"";position:absolute;bottom:-1px;left:0;width:31%;height:4px;background:linear-gradient(90deg,#ef4e42 0 35%,#fff 35% 44%,#3565a2 44%)}.brand{height:72px}.brand img{height:70px;width:184px}.site-header nav a{text-transform:uppercase;letter-spacing:.055em;font-size:12px;color:#17295e}.site-header nav a:hover{color:#ef4e42}.btn{border-radius:3px;text-transform:uppercase;letter-spacing:.045em;font-size:13px}.btn-primary{background:#163374;clip-path:polygon(0 0,92% 0,100% 50%,92% 100%,0 100%)}.btn-gold{background:#ef4e42;color:#fff;box-shadow:0 10px 28px rgba(239,78,66,.28);clip-path:polygon(0 0,92% 0,100% 50%,92% 100%,0 100%);padding-right:32px}.eyebrow{color:#ef4e42;display:flex;align-items:center;gap:10px}.eyebrow:before{content:"★";font-size:11px}.hero{background:linear-gradient(105deg,rgba(9,22,65,.98) 0%,rgba(15,43,99,.95) 56%,rgba(38,84,143,.88) 100%)}.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(122deg,transparent 0 63%,rgba(255,255,255,.055) 63% 69%,transparent 69%),repeating-linear-gradient(0deg,transparent 0 38px,rgba(255,255,255,.026) 38px 39px);pointer-events:none}.hero:after{right:-80px;bottom:-220px;border:2px solid rgba(255,255,255,.14);box-shadow:0 0 0 66px rgba(255,255,255,.027),0 0 0 132px rgba(239,78,66,.06)}.hero h1{font-style:italic;text-transform:uppercase;text-shadow:0 3px 0 rgba(0,0,0,.16)}.hero h1 em{color:#fff;font-family:"Libre Franklin";font-style:normal;font-weight:800;position:relative}.hero h1 em:after{content:"";height:7px;background:#ef4e42;position:absolute;left:0;right:7%;bottom:-9px;transform:skewX(-30deg)}.hero-lede{border-left:4px solid #ef4e42;padding-left:20px}.quote-card{border-radius:3px;border-top:7px solid #ef4e42;position:relative}.quote-card:before{content:"VA";position:absolute;right:24px;top:20px;color:#e5ebf4;font:800 45px "Libre Franklin";font-style:italic}.choice-grid a{border-radius:3px;border-left:4px solid #2d5c9b}.choice-grid a:hover{border-color:#ef4e42;background:#f6f8fc}.quote-step span{background:#ef4e42;color:white}.benefit-strip{border-radius:0;border-bottom:5px solid #ef4e42}.benefit-strip strong{text-transform:uppercase;font-style:italic;color:#17295e}.product-card{border-radius:3px;border-top:5px solid #2f609f;position:relative;overflow:hidden}.product-card:after{content:"★";position:absolute;right:20px;top:15px;color:#dce5f2;font-size:36px}.product-card.dark{background:linear-gradient(145deg,#0e205d,#234f91);border-top-color:#ef4e42}.product-card h3{text-transform:uppercase;font-style:italic}.story-section{border-radius:3px;border:1px solid #cbd7e7;position:relative}.story-section:after{content:"";position:absolute;right:0;top:0;width:10px;height:100%;background:#ef4e42}.story-section h2{text-transform:uppercase;font-style:italic;color:#15295f}.page-hero{background:linear-gradient(110deg,#091641,#183a7c 66%,#3569a5);position:relative;overflow:hidden}.page-hero:after{content:"★";position:absolute;right:6%;bottom:-60px;color:rgba(255,255,255,.07);font-size:320px;line-height:1}.page-hero h1{text-transform:uppercase;font-style:italic;position:relative;z-index:1}.benefit-card{border-radius:3px;border-top:7px solid #ef4e42;position:relative;z-index:1}.benefit-card>span{border-color:#ef4e42;color:#ef4e42;border-radius:3px;transform:skewX(-8deg)}.process{background:linear-gradient(135deg,#eef3f9,#fff)}.steps>div{border-right:1px solid #d2dcea}.steps span{color:#ef4e42}.steps h3{text-transform:uppercase;color:#17295e}.cta-band{border-radius:3px;background:linear-gradient(110deg,#0b1a4d,#234e8e);border-left:9px solid #ef4e42;position:relative;overflow:hidden}.cta-band:after{content:"★";position:absolute;right:21%;bottom:-80px;font-size:220px;color:rgba(255,255,255,.055)}.calc-panel,.lead-card{border-radius:3px;border-top:6px solid #ef4e42}.result-card{border-radius:3px;background:linear-gradient(150deg,#0c1c53,#244f8f);border-bottom:6px solid #ef4e42}footer{background:#07143e;border-top:7px solid #ef4e42}.socials a{border-radius:3px;border-color:#5675a7}.socials a:hover{background:#ef4e42;color:white}.form-progress span{background:#ef4e42}.option{border-radius:3px;border-left:4px solid #2d5d9c}.option:has(input:checked){border-color:#ef4e42;background:#fff4f3}
@media(max-width:700px){.site-header{height:74px}.brand,.brand img{height:62px}.hero h1{font-size:39px}.site-header nav.open{top:74px}.btn-primary,.btn-gold{clip-path:none}.story-section:after{width:6px}}
.site-header{height:118px;display:grid;grid-template-columns:235px 1fr auto;grid-template-rows:58px 42px;column-gap:26px;align-content:center}.site-header .brand{width:230px;height:100px;grid-row:1/3;align-self:center}.site-header .brand img{width:224px;height:96px}.quick-tools{grid-column:2/4;display:flex;align-items:stretch;height:44px;border:1px solid #d5deeb;background:#f5f8fc;box-shadow:0 5px 18px rgba(16,31,92,.06)}.quick-tools>span{display:flex;align-items:center;padding:0 18px;background:#10245f;color:white;text-transform:uppercase;font-size:10px;font-weight:800;letter-spacing:.13em;white-space:nowrap}.quick-tools a{display:flex;align-items:center;gap:8px;padding:0 20px;border-right:1px solid #d5deeb;color:#173067;text-transform:uppercase;font-size:11px;font-weight:800;letter-spacing:.04em;white-space:nowrap;transition:.18s}.quick-tools a:hover{background:white;color:#ef4e42}.quick-tools b{color:#ef4e42;font-size:15px}.quick-tools .quick-quote{margin-left:auto;background:#ef4e42;color:white;border:0}.quick-tools .quick-quote b{color:white}.quick-tools .quick-quote:hover{background:#d94136;color:white}.site-header nav{grid-column:2;grid-row:2;margin:0;align-self:end}.site-header .header-cta{grid-column:3;grid-row:2;align-self:end}.site-header .menu-btn{grid-column:3;grid-row:2}.site-header:after{width:38%}
@media(max-width:1080px){.site-header{grid-template-columns:205px 1fr auto}.site-header .brand{width:200px}.site-header .brand img{width:195px}.quick-tools a{padding:0 13px}.quick-tools>span{display:none}}
@media(max-width:820px){.site-header{height:108px;grid-template-columns:190px 1fr auto;grid-template-rows:58px 36px;padding:0 18px}.site-header .brand{width:185px;height:94px}.site-header .brand img{width:182px;height:90px}.quick-tools{grid-column:2/4;height:40px}.quick-tools a{font-size:10px;padding:0 10px}.quick-tools a b{display:none}.site-header nav.open{top:108px}.site-header .header-cta{display:none}}
@media(max-width:600px){.site-header{height:126px;display:flex;flex-wrap:wrap;align-content:center;gap:0}.site-header .brand{width:190px;height:70px}.site-header .brand img{width:186px;height:68px}.site-header .menu-btn{margin-left:auto}.quick-tools{order:4;width:100%;height:39px;overflow-x:auto}.quick-tools a{flex:1;justify-content:center;min-width:max-content;padding:0 10px}.quick-tools .quick-quote{display:none}.site-header nav.open{top:126px}.hero-inner{padding-top:50px}}
.disclosure{font-size:11px;line-height:1.65}.disclosure p{max-width:1180px}.disclosure a{color:#d9e5f3;text-decoration:underline}.compliance-heading{display:flex!important;align-items:center;gap:24px!important;color:#dce7f2;font-size:12px}.compliance-heading strong{color:white;font-size:14px}.ehl-mark{display:flex;align-items:center;gap:9px;text-transform:uppercase;font-size:9px;line-height:1.25;color:white}.ehl-mark span{display:grid;place-items:center;width:44px;height:44px;border:2px solid white;font-size:24px}.legal-links{border-top:1px solid #304673;margin-top:20px;padding-top:18px;display:flex!important;gap:22px!important;flex-wrap:wrap}.legal-links span{margin-right:auto}
.license-intro{border-left:6px solid #ef4e42;padding-left:28px;margin-bottom:45px}.license-intro h2,.license-notes h2{font:800 30px "Libre Franklin";text-transform:uppercase;font-style:italic;color:#15295f}.license-intro .btn{margin-top:12px}.license-table{border:1px solid #ccd7e6;font-size:13px}.license-row{display:grid;grid-template-columns:1fr 2.3fr 1fr;gap:18px;padding:14px 18px;border-top:1px solid #dbe3ee;align-items:center}.license-row:nth-child(even){background:#f5f8fc}.license-head{background:#10245f!important;color:white;text-transform:uppercase;font-size:11px;letter-spacing:.08em;border:0}.license-row strong{color:#15295f}.license-notes{margin-top:50px;background:#f4f7fb;border-top:5px solid #ef4e42;padding:32px}.license-notes p{font-size:15px}
@media(max-width:700px){.license-row{grid-template-columns:1fr}.license-head{display:none}.license-row span:last-child{font-weight:700;color:#ef4e42}.compliance-heading{align-items:flex-start}.legal-links span{width:100%}}
.license-summary{max-width:760px;border-left:6px solid #ef4e42;padding:8px 0 8px 30px}.license-summary h2{font:800 32px "Libre Franklin";text-transform:uppercase;font-style:italic;color:#15295f}.license-summary p{font-size:17px;line-height:1.7}.summary-actions{display:flex;align-items:center;gap:28px;margin-top:30px;flex-wrap:wrap}
body:has(.license-summary) .legal.section{padding-top:70px;padding-bottom:80px;min-height:420px}
.quick-tools a{flex:1;justify-content:center}.quick-tools .quick-quote{margin-left:0}
.refinance-choice{display:grid;grid-template-columns:1fr 1fr;gap:24px}.refi-card{border:1px solid #cbd7e6;border-top:7px solid #2e609f;padding:38px;background:white;box-shadow:var(--shadow)}.refi-card.cashout{border-top-color:#ef4e42}.refi-card>span{color:#ef4e42;font-size:11px;font-weight:800;letter-spacing:.1em}.refi-card h2{font:800 32px "Libre Franklin";text-transform:uppercase;font-style:italic;color:#14285e;margin:22px 0}.refi-card p,.refi-card li{color:var(--muted);line-height:1.7}.refi-card ul{padding-left:20px;margin:25px 0 32px}.refi-note{max-width:1184px;margin:0 auto 100px;padding:45px;background:#10245f;color:white;border-left:8px solid #ef4e42;display:flex;align-items:center;justify-content:space-between;gap:30px}.refi-note h2{font:800 32px "Libre Franklin";text-transform:uppercase;font-style:italic;margin:0}.refi-note p{color:#c5d2e1}.refi-note .btn{flex:none}@media(max-width:760px){.refinance-choice{grid-template-columns:1fr}.refi-card{padding:28px}.refi-note{margin:0 20px 70px;display:block}.refi-note .btn{margin-top:15px}}
.refi-comparison{max-width:1184px;margin:0 auto 100px}.comparison-title{max-width:720px;margin-bottom:36px}.comparison-title h2{font:800 clamp(32px,4vw,48px)/1.1 "Libre Franklin";text-transform:uppercase;font-style:italic;color:#14285e}.comparison-title>p:not(.eyebrow){color:var(--muted);font-size:17px;line-height:1.7}.comparison-table{border:1px solid #cbd7e6}.comparison-row{display:grid;grid-template-columns:.8fr 1fr 1fr;gap:22px;padding:17px 22px;border-top:1px solid #d9e2ee;align-items:center}.comparison-row:nth-child(odd){background:#f4f7fb}.comparison-row strong{color:#14285e}.comparison-head{background:#10245f!important;color:white;border:0;text-transform:uppercase;font-size:12px;letter-spacing:.06em}.comparison-head b:nth-child(2){color:#a9c8ec}.comparison-head b:nth-child(3){color:#ff8b81}.comparison-cta{background:#10245f;color:white;border-left:8px solid #ef4e42;padding:32px;display:flex;align-items:center;justify-content:space-between;gap:30px}.comparison-cta h3{font:800 25px "Libre Franklin";text-transform:uppercase;font-style:italic;margin:0}.comparison-cta p{color:#c9d5e4;margin-bottom:0}.comparison-cta .btn{flex:none}@media(max-width:760px){.refi-comparison{margin:0 20px 70px}.comparison-row{grid-template-columns:1fr;gap:6px}.comparison-row span:before{display:block;font-size:10px;font-weight:800;text-transform:uppercase;color:#ef4e42;margin-bottom:3px}.comparison-row span:nth-child(2):before{content:'VA Streamline / IRRRL'}.comparison-row span:nth-child(3):before{content:'VA Cash-Out'}.comparison-head{display:none}.comparison-cta{display:block}.comparison-cta .btn{margin-top:18px}}
.check-table .comparison-row{grid-template-columns:1.35fr 1fr 1fr;min-height:76px}.check-table .comparison-head{text-align:center}.check-table .comparison-head b:first-child{text-align:left}.answer{display:flex;align-items:center;justify-content:center;gap:10px;text-align:center}.answer i{display:grid;place-items:center;width:35px;height:35px;border-radius:50%;color:#fff;font:900 25px/1 Arial;font-style:normal;flex:none}.answer.yes i{background:#168447}.answer.no i{background:#d63838}.answer small{font-size:13px;font-weight:800;color:#3b4b61}.comparison-footnote{margin:14px 4px 28px;color:#68778a;font-size:12px;line-height:1.6}@media(max-width:760px){.check-table .comparison-row{grid-template-columns:1fr 1fr;gap:14px}.check-table .comparison-row strong{grid-column:1/-1;border-bottom:1px solid #dbe3ee;padding-bottom:10px}.check-table .answer{flex-direction:column}.check-table .answer:before{color:#14285e!important}.answer i{width:32px;height:32px;font-size:23px}}
@media(max-width:760px){.check-table .comparison-head{display:grid;grid-template-columns:1fr 1fr;padding:14px 10px;min-height:0;gap:8px}.check-table .comparison-head b:first-child{display:none}.check-table .comparison-head b{font-size:10px;line-height:1.35}.check-table .answer:before{display:none!important}}
.refi-comparison .comparison-title{margin-bottom:22px}.check-table .comparison-row{min-height:54px;padding:10px 18px}.check-table .answer i{width:28px;height:28px;font-size:20px}.check-table .answer small{font-size:12px}.comparison-footnote{margin-bottom:18px}.refi-comparison .comparison-cta{padding:24px 28px}@media(max-width:760px){.check-table .comparison-row{padding:9px 12px;gap:8px}.check-table .comparison-row strong{padding-bottom:6px;font-size:13px}.check-table .answer{gap:5px}.check-table .comparison-head{padding:10px 8px}.refi-comparison .comparison-cta{padding:22px}}

/* Homepage depth and service-first layout */
body{background:#edf2f8;background-image:radial-gradient(circle at 12% 18%,rgba(47,96,159,.09),transparent 27%),radial-gradient(circle at 88% 68%,rgba(239,78,66,.065),transparent 24%)}
main{position:relative;overflow:hidden}main:before{content:"";position:absolute;inset:650px 0 auto;height:900px;pointer-events:none;background:linear-gradient(115deg,transparent 0 69%,rgba(22,51,116,.035) 69% 74%,transparent 74%),repeating-linear-gradient(90deg,rgba(16,31,92,.025) 0 1px,transparent 1px 88px);z-index:-1}
.benefit-strip{position:relative;z-index:3;box-shadow:0 18px 44px rgba(9,22,65,.16)}
.service-paths{max-width:none;padding:105px max(28px,calc((100vw - 1184px)/2));background:linear-gradient(180deg,rgba(255,255,255,.86),rgba(240,245,251,.94));position:relative}.service-paths:before{content:"★";position:absolute;right:3%;top:20px;color:rgba(22,51,116,.045);font-size:240px;line-height:1}.section-heading-row{display:grid;grid-template-columns:1.15fr .85fr;gap:80px;align-items:end;margin-bottom:44px;position:relative;z-index:1}.section-heading-row>p{color:var(--muted);font-size:17px;line-height:1.75;border-left:4px solid #ef4e42;padding-left:24px}.section-heading-row h2{font:800 clamp(35px,4vw,52px)/1.08 "Libre Franklin";text-transform:uppercase;font-style:italic;color:#14285e;max-width:760px;margin:0}.service-paths .product-grid{position:relative;z-index:1}.service-paths .product-card{background:rgba(255,255,255,.96);box-shadow:0 20px 50px rgba(16,31,92,.11);min-height:310px}.service-paths .product-card.dark{background:linear-gradient(145deg,#0e205d,#234f91)}
.eligibility-section{max-width:1184px;margin:95px auto;display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;background:linear-gradient(120deg,#091641 0%,#173a7d 72%,#2f619d 100%);color:#fff;border-left:9px solid #ef4e42;padding:62px;box-shadow:0 28px 70px rgba(9,22,65,.25);position:relative;overflow:hidden}.eligibility-section:after{content:"★";position:absolute;right:-45px;bottom:-115px;font-size:300px;color:rgba(255,255,255,.055)}.eligibility-copy{position:relative;z-index:1}.eligibility-copy h2{font:800 clamp(32px,4vw,47px)/1.1 "Libre Franklin";text-transform:uppercase;font-style:italic;margin:14px 0 20px}.eligibility-copy>p:not(.eyebrow){color:#cbd7e8;line-height:1.75}.eligibility-copy .btn{margin-top:18px}.eligibility-list{position:relative;z-index:1;background:rgba(255,255,255,.97);color:#14285e;padding:12px 30px;box-shadow:0 16px 45px rgba(0,0,0,.17)}.eligibility-list>div{display:flex;align-items:center;gap:17px;padding:18px 0;border-bottom:1px solid #d9e2ed}.eligibility-list>div:last-child{border:0}.eligibility-list i{display:grid;place-items:center;flex:none;width:34px;height:34px;border-radius:50%;background:#168447;color:#fff;font:900 20px Arial;font-style:normal}.eligibility-list span{display:grid;gap:4px}.eligibility-list strong{text-transform:uppercase;font:800 14px "Libre Franklin"}.eligibility-list small{color:#627087;font-size:12px}.story-section{box-shadow:0 22px 60px rgba(16,31,92,.12);background:rgba(255,255,255,.94)}
@media(max-width:900px){.section-heading-row,.eligibility-section{grid-template-columns:1fr;gap:30px}.eligibility-section{margin:70px 20px;padding:42px}.service-paths{padding-top:75px;padding-bottom:75px}}
@media(max-width:600px){.section-heading-row{margin-bottom:28px}.section-heading-row>p{font-size:15px}.service-paths{padding:60px 20px}.eligibility-section{padding:32px 24px}.eligibility-list{padding:8px 20px}.service-paths .product-card{min-height:0}}

/* Expanded homepage education and conversion journey */
.home-process{padding:105px max(28px,calc((100vw - 1184px)/2));background:#fff;position:relative}.roadmap{display:grid;grid-template-columns:repeat(4,1fr);border-top:3px solid #173a7d;margin-top:48px}.roadmap article{padding:32px 28px 10px 0;position:relative;border-right:1px solid #d8e0ec}.roadmap article:not(:first-child){padding-left:28px}.roadmap article:before{content:"";position:absolute;width:15px;height:15px;border:4px solid #fff;background:#ef4e42;border-radius:50%;top:-9px;left:0;box-shadow:0 0 0 2px #173a7d}.roadmap article:not(:first-child):before{left:28px}.roadmap span{color:#ef4e42;font:800 12px "Libre Franklin";letter-spacing:.1em}.roadmap h3{font:800 18px/1.3 "Libre Franklin";text-transform:uppercase;color:#14285e;margin:25px 0 10px}.roadmap p{color:var(--muted);line-height:1.65;font-size:14px}.roadmap-action{display:flex;align-items:center;gap:30px;margin-top:38px}
.knowledge-section{padding:100px max(28px,calc((100vw - 1184px)/2));background:linear-gradient(115deg,#091641 0%,#173a7d 65%,#2d609d 100%);color:white;display:grid;grid-template-columns:.75fr 1.25fr;gap:70px;align-items:center;position:relative;overflow:hidden}.knowledge-section:after{content:"★";position:absolute;left:-60px;bottom:-135px;font-size:360px;color:rgba(255,255,255,.035)}.knowledge-copy,.knowledge-grid{position:relative;z-index:1}.knowledge-copy h2{font:800 clamp(34px,4vw,50px)/1.08 "Libre Franklin";text-transform:uppercase;font-style:italic;margin:16px 0 22px}.knowledge-copy>p:not(.eyebrow){color:#c8d6e7;font-size:17px;line-height:1.75}.knowledge-copy .btn{margin-top:20px}.knowledge-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.knowledge-grid a{background:#fff;color:#14285e;padding:27px;border-top:5px solid #ef4e42;min-height:230px;display:flex;flex-direction:column;transition:.2s}.knowledge-grid a:hover{transform:translateY(-4px);box-shadow:0 18px 42px rgba(0,0,0,.22)}.knowledge-grid span{font-size:10px;font-weight:800;letter-spacing:.12em;color:#ef4e42}.knowledge-grid h3{font:800 20px/1.25 "Libre Franklin";text-transform:uppercase;margin:20px 0 10px}.knowledge-grid p{font-size:13px;line-height:1.6;color:#65758a}.knowledge-grid b{font-size:12px;margin-top:auto;color:#173a7d}
.home-faq{max-width:1184px;margin:105px auto;display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;padding:0 28px}.home-faq h2{font:800 clamp(34px,4vw,50px)/1.1 "Libre Franklin";text-transform:uppercase;font-style:italic;color:#14285e}.home-faq>div:first-child>p:not(.eyebrow){color:var(--muted);line-height:1.75;margin-bottom:28px}.home-faq .accordions{background:rgba(255,255,255,.9);border:1px solid #d5dfeb;padding:6px 28px;box-shadow:0 18px 45px rgba(16,31,92,.08)}.home-final-cta{max-width:1184px;margin:0 auto 100px;padding:55px 60px;background:linear-gradient(110deg,#0a1847,#234f8e);color:white;border-left:9px solid #ef4e42;display:flex;justify-content:space-between;align-items:center;gap:45px;position:relative;overflow:hidden}.home-final-cta:after{content:"★";position:absolute;right:18%;bottom:-85px;font-size:220px;color:rgba(255,255,255,.05)}.home-final-cta>div,.home-final-cta .btn{position:relative;z-index:1}.home-final-cta h2{font:800 clamp(31px,4vw,46px)/1.1 "Libre Franklin";text-transform:uppercase;font-style:italic;margin:10px 0}.home-final-cta p:not(.eyebrow){color:#cad7e6;margin-bottom:0}.home-final-cta .btn{flex:none}
@media(max-width:900px){.roadmap{grid-template-columns:1fr 1fr}.knowledge-section,.home-faq{grid-template-columns:1fr}.knowledge-section{gap:42px}.home-final-cta{margin:0 20px 75px}.roadmap article:nth-child(2){border-right:0}}
@media(max-width:600px){.home-process{padding:70px 20px}.roadmap{grid-template-columns:1fr;border-top:0;border-left:3px solid #173a7d}.roadmap article,.roadmap article:not(:first-child){padding:8px 0 30px 28px;border-right:0}.roadmap article:before,.roadmap article:not(:first-child):before{top:0;left:-9px}.roadmap h3{margin-top:13px}.roadmap-action{align-items:flex-start;flex-direction:column}.knowledge-section{padding:70px 20px}.knowledge-grid{grid-template-columns:1fr}.knowledge-grid a{min-height:0}.home-faq{margin:75px auto;padding:0 20px;gap:35px}.home-faq .accordions{padding:4px 18px}.home-final-cta{padding:38px 25px;display:block}.home-final-cta .btn{margin-top:22px}}

/* Learning center and original editorial guides */
.resource-hero{min-height:470px}.resource-library{padding-bottom:90px}.library-heading{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:end;margin-bottom:42px}.library-heading h2,.faq-intro h2,.related-guides h2{font:800 clamp(32px,4vw,48px)/1.1 "Libre Franklin";text-transform:uppercase;font-style:italic;color:#14285e;margin:0}.library-heading>p{color:var(--muted);line-height:1.75;border-left:4px solid #ef4e42;padding-left:24px}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.guide-card{background:white;border:1px solid #d3deeb;border-top:5px solid #2d609d;padding:28px;min-height:265px;display:flex;flex-direction:column;box-shadow:0 15px 38px rgba(16,31,92,.08);transition:.2s}.guide-card:nth-child(3n+2){border-top-color:#ef4e42}.guide-card:hover{transform:translateY(-5px);box-shadow:0 22px 48px rgba(16,31,92,.15)}.guide-card>span{font-size:10px;font-weight:800;letter-spacing:.12em;color:#ef4e42}.guide-card h3{font:800 20px/1.25 "Libre Franklin";text-transform:uppercase;color:#14285e;margin:23px 0 12px}.guide-card p{font-size:14px;line-height:1.65;color:var(--muted)}.guide-card b{margin-top:auto;color:#173a7d;font-size:12px}.faq-library{padding:95px max(28px,calc((100vw - 1184px)/2));background:#fff;display:grid;grid-template-columns:.8fr 1.2fr;gap:75px}.faq-filters{display:flex;flex-wrap:wrap;gap:8px;margin-top:30px}.faq-filters button{border:1px solid #c9d6e5;background:#f4f7fb;color:#173067;padding:9px 12px;font:700 11px "DM Sans";text-transform:uppercase;cursor:pointer}.faq-filters button.active,.faq-filters button:hover{background:#173a7d;color:#fff;border-color:#173a7d}.faq-library .accordions{border:1px solid #d5dfeb;padding:4px 28px}.source-note{max-width:1184px;margin:80px auto;display:flex;justify-content:space-between;align-items:center;gap:40px;padding:30px 36px;background:#edf3fa;border-left:6px solid #ef4e42}.source-note strong{font:800 15px "Libre Franklin";text-transform:uppercase;color:#14285e}.source-note p{color:var(--muted);margin-bottom:0;max-width:780px}.source-note a{flex:none;font-weight:800;color:#173a7d}
.guide-page{background:#f1f5fa}.guide-hero{background:linear-gradient(112deg,#091641,#173a7d 70%,#3268a4);color:#fff;padding:75px max(28px,calc((100vw - 980px)/2));position:relative;overflow:hidden}.guide-hero:after{content:"★";position:absolute;right:4%;bottom:-90px;font-size:300px;color:rgba(255,255,255,.055)}.guide-hero>div{position:relative;z-index:1}.guide-hero h1{font:800 clamp(39px,5vw,62px)/1.05 "Libre Franklin";text-transform:uppercase;font-style:italic;letter-spacing:-.04em;max-width:940px;margin:16px 0 22px}.guide-hero>div>p:last-child{font-size:19px;line-height:1.65;color:#d1ddec;max-width:800px}.breadcrumbs{display:flex;margin:0 0 36px;gap:9px;font-size:11px;color:#b8c8dc;text-transform:uppercase;letter-spacing:.08em}.breadcrumbs b{color:white}.guide-layout{max-width:1050px;margin:0 auto;padding:75px 28px;display:grid;grid-template-columns:240px 1fr;gap:75px;align-items:start}.guide-layout aside{position:sticky;top:145px;background:#fff;border-top:5px solid #ef4e42;padding:24px;box-shadow:0 12px 34px rgba(16,31,92,.08)}.guide-layout aside>strong{font-size:10px;letter-spacing:.12em;color:#ef4e42}.guide-layout aside>a{display:block;padding:13px 0;border-bottom:1px solid #dce3ed;font-size:12px;font-weight:700;color:#314968}.guide-layout aside .guide-quote{background:#173a7d;color:#fff;margin-top:18px;padding:14px;border:0;text-align:center}.article-body{background:#fff;padding:50px 60px;box-shadow:0 18px 50px rgba(16,31,92,.08)}.article-intro{font-size:21px!important;line-height:1.75!important;color:#31465d!important;border-left:5px solid #ef4e42;padding-left:24px;margin:0 0 50px}.article-body section{scroll-margin-top:150px;padding:0 0 42px;margin-bottom:40px;border-bottom:1px solid #dce3ed}.article-body section>span{color:#ef4e42;font:800 11px "Libre Franklin"}.article-body h2{font:800 29px/1.2 "Libre Franklin";text-transform:uppercase;color:#14285e;margin:12px 0 16px}.article-body p{color:#56677b;line-height:1.8;font-size:16px}.takeaway{background:#edf3fa;border-left:6px solid #173a7d;padding:28px}.takeaway strong{color:#ef4e42;font-size:10px;letter-spacing:.12em}.takeaway p{font-weight:600;color:#253d57;margin-bottom:0}.article-disclaimer{font-size:11px;color:#79879a;line-height:1.65;margin-top:28px}.related-guides{max-width:1184px;margin:0 auto;padding:15px 28px 100px}.related-guides h2{margin-bottom:35px}.related-guides .guide-card{min-height:210px}
@media(max-width:900px){.library-heading,.faq-library{grid-template-columns:1fr}.guide-grid{grid-template-columns:1fr 1fr}.guide-layout{grid-template-columns:1fr;gap:28px}.guide-layout aside{position:static}.guide-layout aside>a:not(.guide-quote){display:none}}
@media(max-width:600px){.guide-grid{grid-template-columns:1fr}.resource-library{padding-top:70px}.faq-library{padding:70px 20px;gap:35px}.source-note{margin:55px 20px;display:block}.source-note a{display:inline-block;margin-top:18px}.guide-hero{padding:55px 20px}.guide-layout{padding:40px 20px}.article-body{padding:32px 23px}.article-intro{font-size:18px!important}.related-guides{padding:10px 20px 70px}}

/* Responsive header repair */
@media(min-width:1051px){
  .site-header{height:126px;grid-template-columns:235px minmax(0,1fr) auto;grid-template-rows:50px 50px;align-content:center;align-items:center;row-gap:0;overflow:visible}
  .site-header .brand{grid-column:1;grid-row:1/3;align-self:center}
  .quick-tools{grid-column:2/4;grid-row:1;align-self:center;height:42px}
  .site-header nav{grid-column:2;grid-row:2;align-self:center;margin:0}
  .site-header .header-cta{grid-column:3;grid-row:2;align-self:center;min-height:42px;height:42px}
}
@media(min-width:821px) and (max-width:1050px){
  .site-header{height:96px;grid-template-columns:205px minmax(0,1fr) 44px;grid-template-rows:1fr;align-content:center;align-items:center;column-gap:18px;overflow:visible}
  .site-header .brand{grid-column:1;grid-row:1;width:200px;height:82px;align-self:center}
  .site-header .brand img{width:195px;height:80px}
  .quick-tools{grid-column:2;grid-row:1;height:42px;align-self:center;min-width:0}
  .quick-tools a{min-width:0;padding:0 10px}
  .site-header .menu-btn{display:block;grid-column:3;grid-row:1;align-self:center;justify-self:end}
  .site-header .header-cta,.site-header nav:not(.open){display:none}
  .site-header nav.open{display:grid;position:absolute;top:100%;left:0;right:0;width:100%;grid-column:1/-1;grid-row:auto;margin:0;background:white;padding:22px 28px;grid-template-columns:repeat(3,1fr);gap:0;box-shadow:0 16px 35px rgba(9,22,65,.18);border-top:4px solid #ef4e42;z-index:30}
  .site-header nav.open a{padding:13px;border-bottom:1px solid #dce4ef}
}
@media(max-width:820px){
  .site-header{height:118px;display:grid;grid-template-columns:minmax(0,1fr) 44px;grid-template-rows:72px 40px;align-content:center;align-items:center;column-gap:10px;padding:0 18px;overflow:visible}
  .site-header .brand{grid-column:1;grid-row:1;width:185px;height:68px;align-self:center}
  .site-header .brand img{width:182px;height:66px}
  .site-header .menu-btn{display:block;grid-column:2;grid-row:1;align-self:center;justify-self:end}
  .quick-tools{grid-column:1/3;grid-row:2;width:100%;height:40px;align-self:center;overflow-x:auto}
  .quick-tools>span,.quick-tools .quick-quote{display:none}
  .quick-tools a{min-width:0;flex:1;justify-content:center;padding:0 8px}
  .site-header .header-cta,.site-header nav:not(.open){display:none}
  .site-header nav.open{display:grid;position:absolute;top:100%;left:0;right:0;width:100%;grid-column:1/-1;grid-row:auto;margin:0;background:white;padding:12px 20px;grid-template-columns:1fr 1fr;gap:0;box-shadow:0 16px 35px rgba(9,22,65,.2);border-top:4px solid #ef4e42;z-index:30}
  .site-header nav.open a{padding:13px 8px;border-bottom:1px solid #dce4ef}
}
@media(max-width:440px){
  .site-header{height:112px;grid-template-rows:68px 38px;padding:0 14px}
  .site-header .brand{width:160px;height:62px}
  .site-header .brand img{width:158px;height:60px}
  .quick-tools{height:38px}
  .quick-tools a{font-size:9px;letter-spacing:.02em}
  .site-header nav.open{grid-template-columns:1fr;padding:8px 18px}
  .site-header nav.open a{padding:11px 6px}
}

.search-status{margin:.65rem 0 0!important;font-size:.9rem!important;color:rgba(255,255,255,.82)!important}
.resource-library.has-search{padding-top:2.5rem}
#no-guide-results,#no-results{padding:1rem 0;color:#5d6777;font-weight:700}

.guidelines-hero{background:linear-gradient(120deg,#0b2358,#174b85);color:#fff;padding:78px max(28px,calc((100vw - 1184px)/2));display:grid;grid-template-columns:1.25fr .75fr;gap:70px;align-items:center}.guidelines-hero h1{font:800 clamp(42px,5vw,68px)/1.03 "Libre Franklin";letter-spacing:-.045em;margin:0 0 22px}.guidelines-hero>div>p:not(.eyebrow){font-size:19px;line-height:1.65;color:#d9e5f1;max-width:760px}.light-link{color:#fff;border-color:rgba(255,255,255,.55)}.source-card{background:#fff;color:#172850;border-top:6px solid #ef4e42;padding:30px;box-shadow:0 18px 50px rgba(4,17,48,.28)}.source-card>span,.guideline-grid article>span{font-size:11px;font-weight:900;letter-spacing:.13em;color:#ef4e42}.source-card h2{font:800 28px "Libre Franklin";margin:13px 0}.source-card p{line-height:1.65;color:#526277}.source-card small{display:block;border-top:1px solid #dbe3ed;padding-top:16px;color:#667488}.guideline-alert{max-width:1184px;margin:42px auto 0;padding:24px 30px;background:#fff8e8;border-left:6px solid #d99b24;display:grid;grid-template-columns:190px 1fr;gap:30px}.guideline-alert strong{font:800 15px "Libre Franklin";text-transform:uppercase;color:#173a7d}.guideline-alert p{margin:0;line-height:1.7;color:#566476}.guideline-heading{max-width:760px;margin-bottom:42px}.guideline-heading h2,.guideline-update h2,.guideline-promo h2{font:800 clamp(32px,4vw,48px)/1.08 "Libre Franklin";letter-spacing:-.035em;color:#14285e;margin:0}.guideline-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.guideline-grid article{background:#fff;border:1px solid #d5dfeb;border-top:5px solid #2d609d;padding:30px;box-shadow:0 14px 36px rgba(16,31,92,.07)}.guideline-grid article:nth-child(even){border-top-color:#ef4e42}.guideline-grid h3{font:800 23px/1.22 "Libre Franklin";text-transform:uppercase;color:#14285e;margin:18px 0 14px}.guideline-grid p,.guideline-grid li{color:#536376;line-height:1.68}.guideline-grid ul{padding-left:20px}.guideline-grid article>a,.source-links a{font-weight:800;color:#173a7d;border-bottom:2px solid #ef4e42}.source-links{display:flex;gap:18px;flex-wrap:wrap}.guideline-update{display:grid;grid-template-columns:1fr auto;gap:55px;align-items:center;background:#eef4fb;margin-bottom:80px}.guideline-update p{color:#566476;line-height:1.7}.update-actions{display:grid;gap:18px;justify-items:start}.guideline-promo{max-width:1184px;margin:0 auto 80px;padding:42px 48px;background:linear-gradient(115deg,#e9f1fb,#fff);border-left:7px solid #ef4e42;display:flex;align-items:center;justify-content:space-between;gap:50px}.guideline-promo h2{font-size:35px}.guideline-promo p{color:#566476;line-height:1.7;max-width:760px}.guideline-promo .btn{flex:none}
@media(max-width:820px){.guidelines-hero{grid-template-columns:1fr;gap:35px;padding:58px 22px}.guideline-alert{margin:28px 20px 0;grid-template-columns:1fr}.guideline-grid{grid-template-columns:1fr}.guideline-update{grid-template-columns:1fr}.guideline-promo{margin:0 20px 60px;padding:32px 25px;display:block}.guideline-promo .btn{margin-top:18px}.guideline-topics{padding-left:20px;padding-right:20px}}

/* Instant VA question-and-answer search */
.instant-answers{max-width:760px;margin:22px 0 0;background:#fff;color:#253954;border-left:6px solid #ef4e42;padding:26px 30px;box-shadow:0 18px 44px rgba(0,0,0,.2);text-align:left}.instant-answers[hidden]{display:none}.answer-kicker{font:900 10px "DM Sans";letter-spacing:.13em;color:#ef4e42}.instant-answers h2{font:800 24px/1.2 "Libre Franklin";color:#14285e;margin:10px 0}.instant-answers>p,.answer-empty p{font-size:15px!important;line-height:1.65!important;color:#536376!important;margin:0}.answer-actions{display:flex;gap:22px;align-items:center;flex-wrap:wrap;margin-top:19px}.answer-actions a,.answer-empty a{font-size:12px;font-weight:900;color:#173a7d;border-bottom:2px solid #ef4e42}.answer-actions button,.related-answers button{border:0;background:none;padding:0;color:#173a7d;font:800 12px "DM Sans";cursor:pointer;text-align:left}.related-answers{border-top:1px solid #d8e0ea;margin-top:22px;padding-top:17px;display:grid;gap:10px}.related-answers>strong{font-size:10px;letter-spacing:.12em;color:#6a7788;text-transform:uppercase}.related-answers button:before{content:"→";color:#ef4e42;margin-right:8px}.answer-empty strong{font:800 20px "Libre Franklin";color:#14285e}.answer-empty p{margin:8px 0 15px}.search:focus-within{outline:3px solid rgba(239,78,66,.55);outline-offset:3px}.search input:focus{outline:0}
@media(max-width:600px){.instant-answers{padding:22px 20px;margin-top:16px}.instant-answers h2{font-size:20px}.answer-actions{align-items:flex-start;flex-direction:column;gap:13px}}
.rag-answers{max-width:900px;border-left:0;border-top:5px solid #ef4e42;border-radius:2px;padding:30px 34px}.rag-topline{display:flex;align-items:center;justify-content:space-between;gap:15px;color:#6a7788;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.06em}.rag-status{display:inline-flex;padding:6px 9px;border-radius:3px;font-size:10px;letter-spacing:.1em}.rag-status.high{background:#e6f5ec;color:#157347}.rag-status.medium{background:#fff3cd;color:#8a6200}.rag-status.low{background:#fde8e7;color:#a52d25}.rag-summary{font-size:16px!important;line-height:1.7!important;color:#344963!important}.rag-rule-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:22px 0}.rag-rule-grid>div{background:#f3f6fa;border:1px solid #dbe3ec;padding:18px}.rag-rule-grid b,.rag-sources>strong,.rag-review strong{display:block;font-size:11px;letter-spacing:.09em;text-transform:uppercase;color:#173a7d;margin-bottom:8px}.rag-rule-grid p{margin:0;font-size:13px;line-height:1.6;color:#506177}.rag-review{display:grid;grid-template-columns:180px 1fr;gap:15px;background:#fff6e2;border-left:4px solid #e4a82c;padding:14px 17px;margin:18px 0;color:#5e4a20;font-size:13px;line-height:1.55}.rag-review strong{color:#8a6200;margin:0}.rag-sources{border-top:1px solid #d8e0ea;margin-top:22px;padding-top:18px}.rag-citation{display:flex!important;gap:12px!important;align-items:flex-start!important;border:0!important;padding:9px 0!important;color:#173a7d!important}.rag-citation>b{display:grid;place-items:center;background:#173a7d;color:white;border-radius:50%;width:24px;height:24px;flex:0 0 24px;font-size:11px}.rag-citation span{font-size:13px;font-weight:800}.rag-citation small{display:block;font-size:11px;font-weight:500;color:#66758a;margin-top:3px}.search-admin{max-width:1184px;margin:55px auto;padding:32px;background:#f5f7fa;border:1px solid #d8e0ea}.search-admin h2{font:800 28px "Libre Franklin";color:#14285e}.search-admin pre{max-height:380px;overflow:auto;background:#111c38;color:#eef4ff;padding:20px;font-size:11px}.search-admin button{border:0;background:#173a7d;color:white;padding:12px 18px;font-weight:800;cursor:pointer}
@media(max-width:700px){.rag-answers{padding:24px 20px}.rag-topline{align-items:flex-start;flex-direction:column}.rag-rule-grid{grid-template-columns:1fr}.rag-review{grid-template-columns:1fr;gap:5px}.search-admin{margin:35px 20px}}

/* Right-aligned search icon */
.resource-hero .search{font-size:0;align-items:center;padding:0 16px 0 18px}.resource-hero .search input{font-size:16px;padding:17px 12px 17px 0;min-width:0}.resource-hero .search:after{content:"";display:block;flex:0 0 22px;width:22px;height:22px;background:center/contain no-repeat url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2314285e' stroke-width='2.2' stroke-linecap='round'%3E%3Ccircle cx='10.5' cy='10.5' r='6.5'/%3E%3Cpath d='m15.5 15.5 5 5'/%3E%3C/svg%3E");opacity:.9}
@media(max-width:600px){.resource-hero .search{padding-right:14px}.resource-hero .search input{font-size:14px}.resource-hero .search:after{flex-basis:20px;width:20px;height:20px}}
.resource-hero .search:after{content:none}.resource-hero .search-icon{display:grid;place-items:center;flex:0 0 24px;width:24px;height:24px;color:#14285e}.resource-hero .search-icon svg{display:block;width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}
@media(max-width:600px){.resource-hero .search-icon{flex-basis:21px;width:21px;height:21px}.resource-hero .search-icon svg{width:20px;height:20px}}

/* Horizontal VALoanCenter.com brand lockup */
.site-header{grid-template-columns:300px minmax(0,1fr) auto}
.site-header .brand{width:294px}
.site-header .brand img{display:block;width:288px;height:auto;max-height:94px;object-fit:contain;object-position:left center}
.brand:has(.brand-mark){background-image:url('/public/valoancenter-header-logo.svg')}
@media(max-width:1080px) and (min-width:821px){
  .site-header{grid-template-columns:250px minmax(0,1fr) auto}
  .site-header .brand{width:245px}
  .site-header .brand img{width:240px;height:auto}
}
@media(max-width:820px) and (min-width:601px){
  .site-header{grid-template-columns:225px minmax(0,1fr) 44px}
  .site-header .brand{width:220px}
  .site-header .brand img{width:216px;height:auto}
}
@media(max-width:600px){
  .site-header .brand{width:225px}
  .site-header .brand img{width:220px;height:auto}
}
@media(max-width:480px){
  .site-header .brand{width:min(220px,calc(100vw - 92px))}
  .site-header .brand img{width:100%;height:auto}
}

/* Primary geometric VA logo supplied by the site owner */
.site-header{height:142px;grid-template-columns:225px minmax(0,1fr) auto;grid-template-rows:66px 54px}
.site-header .brand{width:210px;height:128px}
.site-header .brand img{width:202px;height:126px;max-height:126px;object-fit:contain}
.brand:has(.brand-mark){background-image:url('/public/valoancenter-logo.png')}
@media(max-width:1080px) and (min-width:821px){
  .site-header{height:132px;grid-template-columns:205px minmax(0,1fr) auto;grid-template-rows:62px 50px}
  .site-header .brand{width:194px;height:118px}
  .site-header .brand img{width:188px;height:116px;max-height:116px}
}
@media(max-width:820px) and (min-width:601px){
  .site-header{height:112px;grid-template-columns:175px minmax(0,1fr) 44px}
  .site-header .brand{width:168px;height:104px}
  .site-header .brand img{width:162px;height:100px;max-height:100px}
}
@media(max-width:600px){
  .site-header{height:146px;grid-template-rows:100px 40px}
  .site-header .brand{width:150px;height:94px}
  .site-header .brand img{width:146px;height:92px;max-height:92px}
  .site-header nav.open{top:146px}
}
@media(max-width:390px){
  .site-header .brand{width:138px}
  .site-header .brand img{width:134px}
}

/* Homepage trust, affordability, guidance and learning upgrades */
.home-trust{max-width:1184px;margin:28px auto 0;padding:20px 26px;border:1px solid #cad6e7;border-left:6px solid #ef4e42;background:#fff;display:flex;align-items:center;justify-content:space-between;gap:30px;box-shadow:0 12px 30px rgba(10,31,49,.06)}.home-trust>div{display:flex;align-items:center;gap:14px}.trust-star{display:grid;place-items:center;width:42px;height:42px;background:#152f72;color:#fff}.home-trust p{margin:0}.home-trust strong,.home-trust small{display:block}.home-trust strong{color:#152f72}.home-trust small{margin-top:4px;color:#65758a}.trust-actions a{font-weight:800;color:#173a7d;white-space:nowrap}.trust-actions a:last-child{color:#e9413a}
.home-affordability{max-width:1184px;margin:90px auto;padding:58px;background:linear-gradient(120deg,#0c1d54,#28588f);color:#fff;display:grid;grid-template-columns:.85fr 1.15fr;gap:58px;align-items:center;border-left:8px solid #ef4e42}.home-affordability h2,.home-guidance-team h2,.home-learning-preview h2{font:800 clamp(32px,4vw,48px)/1.1 "Libre Franklin";letter-spacing:-.035em;margin:0 0 20px}.affordability-copy>p:not(.eyebrow){color:#d3deeb;line-height:1.7}.affordability-copy .arrow-link{color:#fff}.affordability-card{background:#fff;color:#24354c;padding:28px;box-shadow:0 18px 50px rgba(0,0,0,.25)}.affordability-fields{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}.affordability-fields label{margin:7px 0 15px}.affordability-fields label>span{display:flex;align-items:center;border:1px solid #cad4df;padding-left:11px}.affordability-fields input,.affordability-fields select{width:100%;border:0;padding:12px;font:inherit;background:#fff}.affordability-fields select{border:1px solid #cad4df}.affordability-result{border-top:1px solid #dbe2eb;padding-top:20px;display:grid;grid-template-columns:1fr auto;align-items:end}.affordability-result small,.affordability-result span{color:#68788c}.affordability-result strong{grid-row:2;font:800 45px "Libre Franklin";color:#152f72}.affordability-result .btn{grid-column:2;grid-row:1/3}.affordability-note{font-size:10px;line-height:1.5;color:#7c8795;margin:18px 0 0}
.home-guidance-team{max-width:1184px;margin:90px auto;display:grid;grid-template-columns:1.2fr .8fr;gap:70px;align-items:center;padding:0 28px}.home-guidance-team>div>p:not(.eyebrow){font-size:18px;line-height:1.75;color:#506177}.guidance-badges{display:flex;gap:18px;flex-wrap:wrap;margin-top:28px}.guidance-badges span{font-weight:800;color:#173a7d}.home-guidance-team aside{background:#f2f5f9;border-top:6px solid #ef4e42;padding:34px}.home-guidance-team aside>strong{font:800 22px "Libre Franklin";color:#152f72}.home-guidance-team aside p{line-height:1.7;color:#536477}.home-guidance-team aside .btn,.home-guidance-team aside .arrow-link{display:block;margin-top:18px;text-align:center}
.home-learning-preview{max-width:1184px;margin:90px auto;padding:72px 28px}.learning-preview-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:42px}.learning-preview-grid a{background:#fff;border:1px solid #d4deea;border-top:5px solid #2d5e9f;padding:28px;transition:.2s}.learning-preview-grid a:hover{transform:translateY(-4px);box-shadow:0 16px 36px rgba(15,39,79,.1);border-top-color:#ef4e42}.learning-preview-grid span{font-size:10px;font-weight:900;letter-spacing:.12em;color:#ef4e42}.learning-preview-grid h3{font:800 22px/1.25 "Libre Franklin";color:#152f72}.learning-preview-grid p{color:#5c6c7e;line-height:1.65}.learning-preview-grid b{color:#173a7d}.learning-preview-actions{display:flex;align-items:center;gap:28px;margin-top:32px}
@media(max-width:900px){.home-trust,.home-affordability,.home-guidance-team{margin-left:20px;margin-right:20px}.home-affordability,.home-guidance-team{grid-template-columns:1fr}.learning-preview-grid{grid-template-columns:1fr}.home-trust{align-items:flex-start;flex-direction:column}.trust-actions{width:100%;justify-content:space-between}}
@media(max-width:600px){.home-trust{padding:18px}.home-trust>div,.trust-actions{align-items:flex-start;flex-direction:column}.home-affordability{padding:38px 22px;gap:30px}.affordability-card{padding:22px 18px}.affordability-fields{grid-template-columns:1fr}.affordability-result{display:block}.affordability-result strong,.affordability-result span{display:block}.affordability-result .btn{margin-top:18px;width:100%}.home-guidance-team{padding:0}.home-learning-preview{padding:50px 20px}.learning-preview-actions{align-items:flex-start;flex-direction:column}}
.home-verified-reviews,.home-loan-team{max-width:1184px;margin:90px auto;padding:70px 28px}.review-card-grid,.loan-team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin:38px 0}.review-card,.loan-team-card{background:#fff;border:1px solid #d4deea;border-top:5px solid #2d5e9f;padding:28px}.review-card blockquote{margin:0;color:#40536a;line-height:1.7}.review-card cite,.loan-team-card strong{display:block;margin-top:18px;color:#152f72;font-style:normal;font-weight:800}.loan-team-card img{width:100%;aspect-ratio:4/3;object-fit:cover;margin-bottom:20px}.loan-team-card small{display:block;color:#68788c;margin-top:5px}
@media(max-width:700px){.review-card-grid,.loan-team-grid{grid-template-columns:1fr}}

/* Consolidated single-row site navigation */
.site-header{height:108px;display:grid;grid-template-columns:205px minmax(0,1fr) auto;grid-template-rows:1fr;align-items:center;column-gap:28px;padding-top:0;padding-bottom:0}.site-header .brand{grid-column:1;grid-row:1;width:190px;height:98px}.site-header .brand img{width:184px;height:96px;max-height:96px}.site-header nav{grid-column:2;grid-row:1;align-self:center;justify-self:end;margin:0;display:flex;align-items:center;gap:25px}.site-header .header-cta{grid-column:3;grid-row:1;align-self:center}.site-header .menu-btn{grid-column:3;grid-row:1}.quick-tools{display:none!important}
@media(max-width:1050px){.site-header{grid-template-columns:180px minmax(0,1fr) auto;column-gap:18px}.site-header .brand{width:170px;height:92px}.site-header .brand img{width:164px;height:90px;max-height:90px}.site-header nav{gap:15px}.site-header nav a{font-size:11px}}
@media(max-width:820px){.site-header{height:92px;grid-template-columns:170px minmax(0,1fr) 44px;grid-template-rows:1fr;padding:0 18px}.site-header .brand{grid-column:1;grid-row:1;width:160px;height:86px}.site-header .brand img{width:154px;height:84px;max-height:84px}.site-header .header-cta,.site-header nav:not(.open){display:none}.site-header .menu-btn{display:block;grid-column:3;grid-row:1}.site-header nav.open{top:100%;grid-column:1/-1;grid-template-columns:repeat(2,1fr);padding:16px 20px}}
@media(max-width:480px){.site-header{height:86px;grid-template-columns:minmax(0,1fr) 44px;padding:0 14px}.site-header .brand{width:145px;height:80px}.site-header .brand img{width:140px;height:78px;max-height:78px}.site-header nav.open{grid-template-columns:1fr}}
.site-header .header-cta{display:flex;min-width:184px;min-height:54px;padding:8px 27px 8px 20px;flex-direction:column;align-items:center;justify-content:center;gap:2px;line-height:1.05}.site-header .header-cta span{font-size:12px;font-weight:900}.site-header .header-cta small{font-size:9px;font-weight:700;letter-spacing:.08em;opacity:.85;text-transform:uppercase}
@media(max-width:1050px) and (min-width:821px){.site-header .header-cta{min-width:164px;padding-left:14px;padding-right:23px}.site-header .header-cta span{font-size:11px}}

/* Separate Free Veteran Services pathway */
.free-services-promo{max-width:1184px;margin:70px auto;padding:48px 52px;background:linear-gradient(120deg,#eef3fa,#fff);border:1px solid #cbd8e8;border-left:8px solid #ef4e42;display:flex;align-items:center;justify-content:space-between;gap:50px}.free-services-promo h2{font:800 clamp(30px,4vw,44px)/1.1 "Libre Franklin";color:#152f72;margin:0 0 16px}.free-services-promo>div>p:not(.eyebrow){max-width:770px;color:#536579;line-height:1.7}.free-service-tags{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}.free-service-tags span{background:#fff;border:1px solid #ccd7e5;padding:8px 11px;color:#173a7d;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.04em}.free-services-promo>.btn{flex:0 0 auto}
.free-services-page{background:#f7f9fc}.free-services-hero{padding:80px max(28px,calc((100vw - 1184px)/2));background:linear-gradient(110deg,#091641,#183a7c 68%,#3569a5);color:#fff;display:grid;grid-template-columns:1.2fr .8fr;gap:70px;align-items:center}.free-services-hero h1{font:800 clamp(42px,5vw,66px)/1.04 "Libre Franklin";text-transform:uppercase;font-style:italic;margin:0 0 24px}.free-services-hero>div>p:not(.eyebrow){font-size:18px;line-height:1.7;color:#d5e0ec}.free-services-hero .text-link{color:#fff}.free-services-hero aside{background:#fff;color:#2b3e56;border-top:7px solid #ef4e42;padding:32px}.free-services-hero aside strong{font:800 23px "Libre Franklin";color:#152f72}.free-services-hero aside p{line-height:1.7}.free-services-list{max-width:1184px;margin:0 auto;padding:80px 28px;display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.free-services-list article{background:#fff;border:1px solid #d4deea;border-top:5px solid #2f609f;padding:30px}.free-services-list article:last-child{grid-column:1/-1}.free-services-list article>span{color:#ef4e42;font-size:11px;font-weight:900;letter-spacing:.12em}.free-services-list h2{font:800 24px/1.2 "Libre Franklin";color:#152f72}.free-services-list p{color:#4f6175;line-height:1.7}.free-services-list small{display:block;border-top:1px solid #dce4ed;padding-top:14px;color:#6f7d8f;line-height:1.55}.free-services-start{max-width:1184px;margin:0 auto 90px;background:#0d205a;color:#fff;border-left:8px solid #ef4e42;padding:48px;display:flex;align-items:center;justify-content:space-between;gap:50px}.free-services-start h2{font:800 clamp(30px,4vw,45px)/1.1 "Libre Franklin";margin:0 0 16px}.free-services-start>div:first-child p:not(.eyebrow){max-width:720px;color:#d3deeb;line-height:1.7}.free-services-start>div:last-child{min-width:235px;text-align:center}.free-services-start>div:last-child p{font-size:10px;color:#b9c8dc;line-height:1.5}
@media(max-width:820px){.free-services-promo,.free-services-start{margin-left:20px;margin-right:20px;align-items:flex-start;flex-direction:column}.free-services-hero{grid-template-columns:1fr}.free-services-list{grid-template-columns:1fr}.free-services-list article:last-child{grid-column:auto}}
@media(max-width:600px){.free-services-promo{padding:34px 24px}.free-services-hero{padding:55px 20px}.free-services-hero h1{font-size:38px}.free-services-list{padding:55px 20px}.free-services-start{padding:38px 24px}.free-services-start>div:last-child,.free-services-start .btn{width:100%}}

/* Free Services navigation dropdown */
.nav-dropdown{position:relative;display:flex;align-items:center;height:100%}.nav-dropdown-trigger{display:flex!important;align-items:center;gap:5px}.nav-dropdown-trigger span{font-size:15px;line-height:1;transition:transform .18s ease}.nav-dropdown-menu{position:absolute;z-index:100;top:calc(50% + 22px);right:0;width:245px;padding:9px;background:#fff;border:1px solid #d2dce8;border-top:4px solid #ef4e42;box-shadow:0 18px 38px rgba(8,27,60,.18);opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .16s ease,transform .16s ease,visibility .16s}.nav-dropdown-menu a{display:block!important;padding:11px 13px!important;color:#173a7d!important;font-size:12px!important;font-weight:800!important;line-height:1.25;text-transform:none!important;letter-spacing:0!important;border-bottom:1px solid #e3e9f0}.nav-dropdown-menu a:last-child{border-bottom:0}.nav-dropdown-menu a:hover,.nav-dropdown-menu a:focus{background:#edf3fa;color:#d93635!important}.nav-dropdown:hover .nav-dropdown-menu,.nav-dropdown:focus-within .nav-dropdown-menu{opacity:1;visibility:visible;transform:translateY(0)}.nav-dropdown:hover .nav-dropdown-trigger span,.nav-dropdown:focus-within .nav-dropdown-trigger span{transform:rotate(180deg)}
.free-services-list article{scroll-margin-top:125px}
@media(max-width:820px){.site-header nav.open .nav-dropdown{display:block;height:auto;grid-column:1/-1}.site-header nav.open .nav-dropdown-trigger{justify-content:center}.site-header nav.open .nav-dropdown-menu{position:static;width:auto;margin-top:10px;padding:6px;background:#eef3f9;border:0;border-left:4px solid #ef4e42;box-shadow:none;opacity:1;visibility:visible;transform:none}.site-header nav.open .nav-dropdown-menu a{text-align:center;padding:9px!important}.site-header nav.open .nav-dropdown-trigger span{display:none}}

/* Dedicated Free Services hub links and detail pages */
.free-services-list>a{background:#fff;border:1px solid #d4deea;border-top:5px solid #2f609f;padding:30px;transition:.2s}.free-services-list>a:last-child{grid-column:1/-1}.free-services-list>a:hover{transform:translateY(-4px);border-top-color:#ef4e42;box-shadow:0 16px 36px rgba(15,39,79,.1)}.free-services-list>a>span{color:#ef4e42;font-size:11px;font-weight:900;letter-spacing:.12em}.free-services-list>a b{display:block;margin-top:18px;color:#173a7d}
.free-service-detail{background:#f7f9fc}.service-detail-hero aside>span{display:block;color:#ef4e42;font-size:11px;font-weight:900;letter-spacing:.13em;margin-bottom:12px}.service-detail-body{max-width:1184px;margin:0 auto;padding:82px 28px;display:grid;grid-template-columns:1.35fr .65fr;gap:70px;align-items:start}.service-detail-body h2,.service-steps h2,.related-services h2{font:800 clamp(32px,4vw,48px)/1.08 "Libre Franklin";color:#152f72;margin:0 0 22px}.service-detail-body>div>p:not(.eyebrow){font-size:17px;line-height:1.75;color:#4e6075}.service-detail-body ul{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:12px}.service-detail-body li{position:relative;padding:15px 17px 15px 46px;background:#fff;border:1px solid #d8e1eb;color:#40536a;font-weight:700}.service-detail-body li:before{content:'✓';position:absolute;left:17px;color:#16834e;font-weight:900}.service-detail-body>aside{background:#fff;border-top:6px solid #ef4e42;padding:30px;box-shadow:0 14px 34px rgba(14,37,76,.08)}.service-detail-body>aside>strong{font:800 16px "Libre Franklin";letter-spacing:.06em;color:#152f72}.service-detail-body>aside p{color:#5d6e80;line-height:1.65}.service-detail-body>aside .btn{margin-top:12px;width:100%;text-align:center}.service-steps{max-width:1184px;margin:0 auto;padding:20px 28px 85px}.service-step-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:36px 0}.service-step-grid article{background:#fff;border:1px solid #d5dfeb;border-top:5px solid #2e609f;padding:28px}.service-step-grid span{color:#ef4e42;font-size:11px;font-weight:900;letter-spacing:.12em}.service-step-grid h3{font:800 20px/1.25 "Libre Franklin";color:#152f72;margin:16px 0 12px}.service-step-grid p{color:#536477;line-height:1.65}.service-safety-note{background:#fff7e6;border-left:5px solid #d8a42b;padding:20px 24px;color:#5e512f;line-height:1.65}.related-services{max-width:1184px;margin:0 auto;padding:70px 28px}.related-services>div{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.related-services a{display:flex;min-height:180px;flex-direction:column;background:#0d205a;color:#fff;padding:25px;border-top:5px solid #ef4e42}.related-services a>span{color:#ef4e42;font-weight:900;font-size:11px}.related-services a>strong{font:800 18px/1.3 "Libre Franklin";margin:18px 0}.related-services a>b{margin-top:auto;color:#fff}.free-service-detail .free-services-start{margin-top:20px}
@media(max-width:820px){.free-services-list>a:last-child{grid-column:auto}.service-detail-body{grid-template-columns:1fr;gap:35px}.service-step-grid,.related-services>div{grid-template-columns:1fr}.service-detail-body,.service-steps,.related-services{padding-left:20px;padding-right:20px}.service-detail-hero{padding-top:55px;padding-bottom:55px}}